Part of the problem is, Fancy, lots bought well within their income but because subdividers have taken over huge areas of land and build overpriced crap on it, they cause our values to supposedly go up outrageously. Like I told the woman in the appraisal office, if she thinks my TH is worth what they said it is worth, then I will glady sell it to her for that amount. It isn't worth that and I damn well know it. If I tried to sell it for what they say I can, it will sit vacant for a very long time.